Did you know?
Humana Marketpoint offers plans G & N on a GI basis along with the typical plans (A, B, C, F, K, & L) for clients who are coming off of a group health plan and if they have had Medicare Part B over a six month time frame, along with Silver Sneakers!
For more information, view the 2019 Humana Medicare Supplement Sales Guide.
Questions? Reach out to your Cornerstone Senior Marketing representative today!
Anthem’s 2019 AEP Medicare Megastar Incentive: Sell 19 MA Apps during AEP 2019 and become a Medicare Megastar!
Here’s how YOU can be a Medicare Megastar and get FREE AHIP certification!:
Sell 19 approved Medicare Advantage policies (including D-SNP plans) with 1/1/19 effective dates during this AEP season and YOU can become a Medicare Megastar!
As a Medicare Megastar you’re entitled to SUPERHERO benefits like getting your 2020 AHIP certification at no cost! That’s Anthem’s way of showing their appreciation for your hard work and dedication.
Questions? Contact your Cornerstone Senior Marketing sales representative for more information!
Earn BIG MONEY with UCT’s fourth quarter bonus contest! You will get an extra $100 for every Medicare Supplement application written between October 5, 2018–January 1, 2019!
Attention MeridianCare Agents:
MeridianCare is excited to announce for the 2019 sales season the launch of their brand new Online Enrollment Application(OEA). This is the required method of submission for all Cornerstone appointed brokers. They have made some major improvements to the OEA that will make it a lot easier to complete an application for a beneficiary. For example, Meridian added the Scope of Appointment and the Statement of Understanding to the OEA. See link below for a user guide that will take you step-by-step through the online application.
There are a few things to keep in mind:
If you have any questions regarding the Online Enrollment Application please reach out to your Cornerstone Senior Marketing Representative.
End the first week of AEP with your friends at Cornerstone Senior Marketing and Humana and grab some Tommy’s Pizza and Medicare kits on us!
Humana representatives Sandy Bartels and Cyndi Ellis will be at our Columbus office on Friday, October 19 to meet with you, provide plan kits, and serve lunch to our valued brokers.
WHEN: Friday, October 19
TIME: 11:00 am–1:00 pm
WHERE: Cornerstone Columbus Office
9482 Wedgewood Boulevard, Suite 130 | Powell, OH 43065
*Please register by Thursday, October 18 so we can be sure to provide enough food. Please indicate the specific plan kit numbers you need when registering.
Verified on October 10, 2018, the Department of Justice has allowed CVS Health’s acquisition of Aetna to proceed. The $68 billion deal is still subject to state regulatory approvals, many of which have been granted.The acquisition is expected to close in the fourth quarter of this year. The intention of the merger is to improve the consumer health care experience at a lower cost for patients and payors.
The news comes just one month after Aetna agreed to sell its Medicare prescription drug business to WellCare Health Plans, Inc. to alleviate concerns that the merger would harm competition among plans with pharmaceutical coverage for seniors.
RESOURCES
If you have an existing non-resident license in one of the following states, you will see an appointment fee on your August, September, or October statement for a new entity:
If you have new non-resident appointments, you will be charged the new state fee moving forward.
If you have a non-resident license(s) in those states already appointed (in Iowa, Kentucky, Minnesota, Nebraska, Ohio, Oklahoma, and Texas) you will be charged the new per-state fee moving forward.
New appointment fees:
| STATE | NEW Non-Resident Appointment Requests | CHANGE for Non-resident Appointed Agents Added Fee |
| IA | $108 | + $40 (previously $68) |
| KY | $200 for individuals; $480 for corporations | + $50 (previously $150) for individuals; increase in $120 for corporations (previously $360) |
| MN | $90 | + $30 (previously $60) |
| NE | $74 | + $40 (previously $34) |
| OH | $75 | + $15 (previously 60) |
| OK | $150 | + $30 (previously $120) |
| TX | $80 | + $10 (previously $70) |
As a reminder, appointments are done by state/plan profile. An agent must carry all of the appointments available for that state to be eligible to sell. Please confirm your state appointment profile on Jarvis prior to selling.
If you have any questions please contact your Cornerstone Senior Marketing representative.
Medical Mutual now offers guaranteed issue for Med Supp plans, including SilverSneakers, for effective dates of January 1, 2019, through June 1, 2019. Clients enrolled in Med Supp plans with other carriers can switch to any available MMO Med Supp plan without medical underwriting.
Plan Features
Medical Mutual also offers additional products to meet your clients’ needs, like competitive stand-alone dental and vision plans
Contact your Cornerstone Senior Marketing representative for more information.
Attention all CSI Life agents in Indiana, Ohio and Pennsylvania: The company that has delivered one of the most stable rate structures in the industry, CSI Life, has announced huge rate reductions effective October 1. These game-changing rates are as strong as steel and primed for an incredible AEP. Below is an example of the rate reductions at age 67 for both Plan G and Plan N:
BUT IT GETS EVEN BETTER
In case you missed it, CSI Life has a revamped commission structure. Rather than the previous flat-fee commission structure, CSI Life has moved to the percentage-based model that you are accustomed to with most carriers. Check your new contract or contact your Cornerstone Senior Marketing sales rep to see what your new commission level is at.
DON’T STOP THERE THOUGH
Kick off your AEP selling season with these revamped rates and earn yourself a serious raise this fourth quarter.
Issue 20 or more Medicare Supplement cases with CSI Life between 10/1 and 12/31 and receive $2,500 on top of your current commissions.
Issue 40 or more CSI Life Medicare Supplement cases between 10/1 and 12/31 and receive $5,000 on top of your already industry leading commissions.
So place your business this AEP with the carrier that keeps clients for life—CSI Life. Begin writing an e-application today by logging on to CSIeapp.com.
The HealthPlan 2019 materials are now available to order through your direct THP Agent link!
Agent Certification for 2019 is required before the 2019 materials can be ordered. 2019 kits consist of Enrollment Guides that include all SecureCare HMO and SecureChoice PPO Summary of Benefits and Enrollment Forms for a particular region. Kits are designated by region and are labeled either OH, WVOH or CAP.
SecureCare DSNP kits contain a Summary of Benefits, Enrollment Form, and a Star Ratings Form. There are no Enrollment Guides included with DSNP kits. Additional quantities of enrollment forms for this product ARE available to order separately.
You will receive an email confirmation that your order has been submitted for approval, and will receive a follow-up email notification when the order has been processed and is ready for shipping.
Contact your Cornerstone representative for more information.