BONUS! Newly Added Features to Utilize on your CSG Quoting Tool Account

NEWLY ADDED CSG AGENT FEATURES

Cornerstone Senior Marketing agents now have full access to all CSG Quoting Tool features – AT NO COST.

What’s new to take advantage of?

Currently You Can: 

  • Compare rates and customize quotes for:
    • Medicare Supplement
      • MS advanced UW filter
    • Medicare Advantage
    • Prescription Drug Plans
    • Final Expense Life
    • Hospital Indemnity
    • Dental
  • Medicare Supplement E-App Enrollment
  • MarketEdge Technology
  • Website plugins
    • I.E: Consumer quoting tool link

Additional Features to Utilize: 

  • Dental E-Application
  • E-Scope with Document Locker
  • MA/PDP – RX and Pharmacy
  • Client Manager
  • Multi-Client ‘Bulk’ Quoting
  • MarketPulse

 

Already have an account?

Log in below and start using the new available features today.

 

LOG IN TO CSG ACCOUNT

Ready to get started with CSG?

We’re here to help! Contact your Cornerstone Senior Marketing service or sales rep to request instant access!

 

REQUEST CSG QUOTING TOOL ACCESS

All New! Now Quote & Enroll Ameritas Plans on CSG

 

BIG NEWS!! You can now quote and submit an e-application for Ameritas plans on the CSG Actuarial dental platform.

 

Dental Tools Now Include Ameritas. CSG Actuarial continues to improve agent tools and technology. When running a quote, just click Apply Now!

  1. Multiple electronic signature options
  2. Complete application in just minutes
  3. Submit directly to carrier

 

VIEW VIDEO TUTORIALS HERE

 

If you have any further questions regarding our CSG Quoting Tool, reach out to your CSM representative.

Google Ads – Certification for Health Insurance Advertisers (U.S.) Required

April 20, 2021.  Terri Ozoroski-Ghen.  Director, Monetized Policy, Trust & Safety

Ref:  https://blog.google/products/ads-commerce/new-health-insurance-certification/

Our top priority is to create a safe and trustworthy experience for users, whether they’re searching for information online or interacting with ads across our platforms. That’s why we have robust Google Ads policies outlining the types of advertising we do and don’t allow.

When developing our advertising policies, we often work with outside experts to ensure we’re factoring in relevant government regulations and industry accreditation programs. This helps us to connect users directly to the advertisers who both meet the latest standards and offer the product or service directly. For example, we have a longstanding certification program for online pharmacies which limits ads for the sale of prescription drugs to those from licensed pharmacies in countries where those ads are legal. Similarly, last year, we introduced a new policy to restrict promotions for official government services like passport renewals, visa applications or changing mailing addresses to the governments or their delegated providers.

Today, we are announcing our plans for a new certification program for health insurance advertisers in the United States. With this certification, we will only allow ads from government exchanges, first-party providers and licensed third-party brokers. In order to run ads, advertisers will need to provide documentation showing they are permitted under state law to sell health insurance. This includes plans for individual health insurance coverage, short-term coverage and Medicare, among others. Additionally, for private-sector providers promoting Affordable Care Act-compliant health plans, we will also require proof they are registered with the U.S. government to do so.

When people come to Google with questions about healthcare coverage and insurance plans, we are committed to creating a high-quality ad experience – one where they’re connected to trustworthy providers, and the promotion is clear from the ad itself. This new certification creates an additional layer of protection on top of our longstanding misrepresentation policies, which prohibit advertisements with misleading claims about insurance plans or the advertiser’s affiliation with the government.

Advertisers can begin to apply for certification on May 3, 2021. If they do not complete certification by June 2, 2021, they will no longer be able to serve their ads. For more information on the certification program and Google Ads policies visit our Advertiser Help Center.

Medicare Part B: Help your clients enroll during OEP

Individuals who are eligible but didn’t sign up for Medicare Part B during this AEP, or dropped or lost coverage in the past year, have another chance to enroll! Beneficiaries can enroll in Part B during the Open Enrollment Period, January 1 through March 31 each year. Enrollees’ Part B coverage starts July 1, 2021.

 

Eligible individuals who sign up for Part B may choose how to get their Medicare coverage:

  • Original Medicare includes Part A and Part B. Those who enroll can buy supplemental coverage to help pay out-of-pocket costs. They can also get Medicare prescription drug coverage (Part D).
  • Medicare Advantage Plans, sometimes called “Part C” or “MA Plans,” are an “all-in-one” alternative to original Medicare. They are offered by private companies approved by Medicare.

 

Contact your Cornerstone Sales Rep to assist with more information, rates, or supplies for Medicare Supplement, Part D plans, and Medicare Advantage.

Congratulations, You Made It!

Agents,

 

Congratulations! You have made it through probably the most challenging annual enrollment period in some time. We value each and every one of our partnerships with our agents and hope you can enjoy a much deserved breather in the following weeks.

 

But wait…

 

Cornerstone offers our services year around and this is a prefect opportunity to meet (or by phone!) one-on-one with your Cornerstone sales representative to plan out the rest of the 2021 to sell throughout the whole year!

Connect with your sales rep here

Plus…

We have the resources and tools to grow that book of business even more! Take a look at all of our tools in our Cornerstone Agent Toolkit.

Click here for AGENT TOOLKIT

 

DON’T FORGET!
The Open Enrollment Period (OEP) will begin Jan. 1, 2021 through March 31, 2021 for Medicare Advantage beneficiaries. This is an opportunity for a beneficiary enrolled in a Medicare Advantage plan (with or without drug coverage) to make plan changes.

STAY TUNED FOR MORE INFORMATION AND RESOURCES REGARDING 2021 OEP.

For anything else, give us a call and see how we can help!
614-763-2255

 

 

AEP Ends MONDAY Dec. 7: Cornerstone’s Tips for Smooth App Processing!

AEP ends  MONDAY December 7
Tips for smooth application processing.

Important information about the last days of AEP and submitting enrollment apps.

The following tips will help ensure your hard work this AEP pays off and your applications are processed correctly, including those submitted on December 7, 2020.

1. AEP application submission deadline: ALL applications must be submitted no later than 11:59 pm on December 7.

2. Date the application. It’s important to include a date on every enrollment application. Applications without a date, received after December 7, 2020, are assigned the date the application was received by the carrier, which can invalidate apps received after AEP ends. Apps that you receive on December 7 must be submitted to the carrier, dated December 7.

3. Faxing Applications: If faxing the application, remember to keep a copy of your successful fax transmittal as confirmation of submission.

4. Application Submission Guide: Click the link below to download the application enrollment submission process, by carrier.

Submitting Applications Document

Note: If you have questions about last minute submissions, we’re here for you!

Please call 614-763-2255

A Special AEP Incentive from Humana and Cornerstone Senior Marketing

Earn a FREE 1,000 piece mailer to start the new year!

Start the new year off right with a FREE 1,000 piece mailer. This generous marketing bonus is available to all agents that submit a minimum of 5 Humana Medicare Advantage applications between November 13 – December 31, 2020.

  • Eligible agents will recieve a mailer credit early in 2021, that includes a custom prospect mailing list, postcard, and mailer fulfillment.
  • No registration required  – Humana will track application submissions and Cornerstone Senior Marketing will contact all eligible agents early in 2021 to award their FREE 1,000 piece mailer.

Thank you for all you do and have a great AEP!

TECH TIP: Scam of the Week: Email Impersonation Attacks on the Rise

Technology Tip – Scam of the Week: Email Impersonation Attacks on the Rise

Stay alert! The bad guys are now using CEO fraud and Business Email Compromise attacks more than ever.

These attacks take place when the bad guys impersonate executives within your organization via email and ask you to transfer them a large sum of money. They’re trying to manipulate you – don’t fall for it!

Instead, make sure that any request for a money transfer comes from the right person! Grab the phone and give them a call to verify that the request is legitimate. Better yet, communicate with them face-to-face about the request. They’ll thank you later!

 

Let’s stay safe out there!

Cornerstone’s AEP Submitting Applications Guide- DOWNLOAD NOW!

There’s so much to do this time of year, and making sure your application is accepted the first time around is very important.  Please review the guidance and tips below.  Also, please download the Application Submission Reference Sheet for quick access to the carrier specific fax numbers, and where applicable, email accounts, to submit non-electronic enrollments.

 

DOWNLOAD AEP SUBMITTING APPLICATION GUIDE

CSM Tech Tip: Email Body Red Flags

Technology Tip – Social Engineering Red Flag: ​Email Body

The prevalence of phishing scams is at an all-time high. Because you are the key to preventing a cyberattack within your organization, it is important to question the legitimacy of every email you receive. Below is a list of questions to ask yourself ​about the content and body of the email ​that may help you realize that you are being phished.

​​Review the content of the email.

  • ​​Is the sender asking me to click on a link or open an attachment to avoid a negative consequence, or to gain something of value?
  • Is the email out of the ordinary, or does it have bad grammar or spelling errors?
  • Is the sender asking me to click a link or open up an attachment that seems odd or illogical?
  • Do I have an uncomfortable gut feeling about the sender’s request to open an attachment or click a link?
  • Is the email asking me to look at a compromising or embarrassing picture of myself or someone I know?

If you notice anything about the email that alarms you, do not click links, open attachments, or reply. You are the last line of defense to prevent cyber criminals from succeeding and making you or your company susceptible to phishing attacks.

Let’s stay safe out there!