Anthem Retail Program for 2021 AEP

You are invited to participate in the Anthem Retail Program for 2021 AEP.

How Do I Sign Up?

Participation is easy. Simply follow these steps: Instructions and screen shots attached.

Register for AEP 2021 to participate through our Anthem Retail Program website www.anthemretailprograms.com

  1. Select Register Now at the bottom of the page.
  2. Fill out the Form and select register.
  3. You will receive an email with a link to finish registration immediately upon selecting register.

Follow the steps on your Dashboard.

  1. Training – Complete ASAP
  2. Choose Locations – Complete ASAP
  3. Order Retail Kits and Other Promotional Items – Complete after store selection.
  4. Select Schedule (this can be done later)
  5. Reporting (will start during AEP)

You’re ready to Sell on Location at High-Traffic Retailers in Your Area!

Program Updates

  • No Registration Fees for participating agents!
  • Participating retailers include Kroger and affiliated brands, and Giant Eagle. Kroger Brands include Ralphs, Pick N Save, Payless, Owens,  Metro Market, Gerbes, Fred Meyer, Copps, Frys, Smiths, King Soopers, City Market.
  • Kroger stores are available any day of the week and a minimum of 20 hours per week. Kroger Mandatory shifts are displayed on the site under MY Stores and are a requirement of the program to be worked in their entirety.
  • Giant Eagle is available Monday, Tuesday, Saturday and Sunday. Mandatory hours are  Monday – Tuesday from 10-4 . (you can work anytime on these days from 9-7).Optional Giant Eagle Days include Saturday from 9 – 12 and Sundays 11-4. You must work at least 10 hour per week in each Giant Eagle store registered.
  • Our strategy provides an opportunity for high-producing agents like yourself to market in the right locations to help you maximize your opportunity for success!
  • To make sure you have your kit, you need to sign up and select your store no later than July 3rd!

Registration for this opportunity ends Sunday June 28th.  

https://youtu.be/anthem.retail

Retail Program Registration Instructions

Introducing ManhattanLife Best Selling Medicare Supplment Plans

ManhattanLife has improved their best-selling Medicare Supplement product!  

We have the tools and resources you need to hit the ground selling this great product.  Take your sales to the next level with a Med Supp product that’s already there!

Learn More

Request Contracting

Earn agent toolkit credits by using UHC’s LEAN for Medicare Supplement enrollments

Receive a $75 UHC Agent Toolkit credit when you use LEAN for an AARP Medicare Supplement enrollment application!

Have you tried LEAN for AARP Medicare Supplement Plans? This online enrollment tool is designed to simplify the enrollment process for agents offering AARP® Medicare Supplement Insurance Plans, insured by UnitedHealthcare® Insurance Company.

 

Benefits of using LEAN:

 

SureBridge – Hottest Products

Connect with your Cornerstone Senior Marketing Rep today to talk about the SureBridge product line-up!

HospitalWise

  • Pays a daily benefit if the client is hospitalized
  • Optional emergency care rider –if the client is not feeling well and goes to the ER, the benefit pays, even if they are not hospitalized.

DVH

  • Preventative benefits available immediately at 100% with no deductible.
  • Major Services (vision and hearing hardware) have a 9 month waiting period.  Now is a great time to start the plan and have everything ready to go once dentists open back up.

GetWell Medical Assistance

This is NOT an insurance product. However, it does have 24/7 consultations via phone or web with physicians, who can also prescribe medications – consumers who can’t go to a doctor right now for minor issues find value in this product. Read more: SureBridgeGetwell

 

FAQs on Medicare Coverage and Costs Related to COVID-19 Testing and Treatment

Source:  Juliette Cubanski and Meredith Freed  Published: Mar 30, 2020/https://www.kff.org/

More than 60 million people ages 65 and older and younger adults with long-term disabilities are covered by Medicare. Due to their older age and higher likelihood of having serious medical conditions than younger adults, virtually all Medicare beneficiaries are at greater risk of becoming seriously ill if they are infected with the new coronavirus that causes COVID-19. COVID-19 is an infectious respiratory disease, which currently has no vaccine or cure. Diagnosis of COVID-19 is confirmed through testing, and treatment varies based on the severity of illness.

These FAQs review current policies for Medicare coverage and costs associated with testing and treatment for COVID-19, including changes adopted in three recent bills: the Coronavirus Preparedness and Response Supplemental Appropriations Act, 2020, enacted on March 6, 2020 (Public Law 116-123); the Families First Coronavirus Response Act, enacted on March 18, 2020 (Public Law 116-127); and the Coronavirus Aid, Relief, and Economic Security (CARES) Act, enacted on March 27, 2020 (Public Law 116-136).

Does Medicare cover testing for COVID-19?

Yes, testing for COVID-19 is covered under Medicare Part B when it is ordered by a doctor or another health care provider that accepts Medicare, and if the test was ordered after February 4, 2020. Medicare Advantage plans are required to cover all Medicare Part A and Part B services, including COVID-19 testing.

How much do Medicare beneficiaries pay for COVID-19 testing?

Medicare beneficiaries who get tested for COVID-19 are not required to pay the Part B deductible or any coinsurance for this test, because clinical diagnostic laboratory tests are covered under traditional Medicare at no cost sharing. (Under traditional Medicare, beneficiaries typically face a $198 deductible for Part B services and coinsurance of 20 percent.) A provision in the Families First Coronavirus Response Act also eliminates beneficiary cost sharing for COVID-19 testing-related services, including the associated physician visit or other outpatient visit (such as hospital observation, E-visit, or emergency department services). A testing-related service is a medical visit furnished during the emergency period that results in ordering or administering the test. The law also eliminates cost sharing for Medicare Advantage enrollees for both the COVID-19 test and testing-related services, and prohibits the use of prior authorization or other utilization management requirements for these services.

Read the full article here

Telehealth keeping patients and providers connected during coronavirus pandemic

ST. JOSEPH COUNTY, Ind. (WNDU) The coronavirus pandemic is changing the way we interact with each other by the day.

More social distancing means physical and behavioral health care providers are finding new ways to get closer to their patients.

16 News Now learned how telehealth is making that easier.

It’s just like the name sounds, healthcare over the phone or internet. Telehealth is now taking center stage during the coronavirus pandemic as patients look to stay connected to their providers.

“People in mental health crises could increase due to the isolation,” said Oaklawn Adult and Addiction Services Vice President John Horsley

That’s one thing Horsley says Telehealth will be able to help with when continuing services for clients at home.

“Medicaid and Medicare have really loosened their guidelines during this crisis which has been very helpful to people. In terms of accessing care,” he said.

Those Medicaid and Medicare changes happened last week, allowing telemedicine and telephone options for most health care and mental health interactions.

TIPS – Medicare Phone Sales

TIPS FOR MARKETING MEDICARE COVERAGE OVER THE PHONE
Now more than ever, people want Medicare insurance solutions that provide peace of mind. When you’re unable to meet with a client in person, you can often help them get the coverage they need by phone. These simple tips and guidelines are designed to help you be more successful.

TIPS_Medicare_PhoneSales_3-24-20 CSM

TIPS – Handling Objections – Medicare

The biggest difference between in-person and telephonic sales is understanding how to handle objections in an effective manner. Here are a few tips that can be helpful to uncover and address objections.

TIPS_HandlingObjections MEDICARE_3-24-20 CSM

MMO Broker Update – Telehealth/Telemedicine Coverage

Important Clarifications on Telehealth (Telemedicine) Coverage
 
Date: March 24, 2020
Category: News
Applies to: All

In efforts to help slow the spread of the coronavirus disease known as COVID-19, health professionals and their patients may turn more frequently to the use of telehealth (telemedicine) visits. Please review the summaries below: to better understand the coverage for these services.

Telehealth (telemedicine) visits (covered by all plans)

  • Telehealth (telemedicine) visits are primarily scheduled visits between patients and healthcare providers with an established relationship, and may be handled by computer, tablet or smartphone.
  • Telehealth (telemedicine) visits are for patients needing routine care for chronic or general health conditions. They are covered just like any other medically necessary office visit.
  • They are billed with office visit codes; modifiers are not required.
  • Behavioral health visits are included.

On-demand virtual visits (covered by most plans)

  • On-demand virtual visits are a subset of telehealth (telemedicine). These types of visits typically include 24/7 virtual access to licensed healthcare professionals with whom the patients do not have an established relationship.
  • They are similar to visits to an urgent care facility and are typically needed due to an acute health issue.
  • Visits are typically covered like primary care provider visits unless otherwise specified.
  • Behavioral health visits are not covered as on-demand virtual visits.
  • Examples of plan-specific covered on-demand virtual visit providers include the Cleveland Clinic’s Express Care online services and Teladoc.

If you have any questions about telehealth (telemedicine) benefits, please contact your Cornerstone Senior Marketing Representative