Important Lumico Update for KY, MD, MO, PA and WI

Lumico transitioning to Elips Life Insurance Company

Beginning May 2, 2022, Lumico Life Insurance Company will be transitioning to Elips Life Insurance Company in Kentucky, Maryland, Missouri, Pennsylvania, and Wisconsin.

 

Key info for release date and transition period…

• All currently appointed agents with Lumico in these five states will automatically have access to Elips without any action required. Agents will receive an email confirmation during this time, but nothing is required to complete the process.
• Effective April 9, 2022, online contracting for Lumico will include only Elips Life.

 

Cornerstone Senior Marketing and the Lumico team continue to show their commitment to the Medicare Supplement space with refreshed rates in these five crucially important Medicare Supplement states.  If you need a refresher on all Lumico offerings, like the new security question signature or the enhanced Q2 agent marketing allowance, contact:

Michelle Kapp, Director of Proprietary Products

614-763-2257

michelle.kapp@cornerstoneseniormarketing.com

Exciting News! Mutual of Omaha Dental Increase Comp

Mutual of Omaha has increased compensation on dental insurance sales!

When you sell a Mutual of Omaha dental insurance policy*, you’ll earn not one…not two…how about THREE “extras”:

  • Extra compensation that puts more money in your pocket
  • Extra incentive credits that can help you reach your goal of qualifying for a 2023 Mutual Sales Leaders trip to Maui
  • An extra 2% of dental ANBP in marketing credits when you sell a dental policy with a Med supp policy

Our two dental insurance products are competitively priced and are a perfect fit for your Medicare-eligible clients, many of whom may not have dental coverage.

 

Give your dental sales an extra boost this year by talking to your clients about Mutual of Omaha’s dental insurance solutions.
*Compensation increase applies to dental insurance applications dated on or after April 1, 2022

 

Don’t Forget About Discounts!!

Here’s an extra benefit for your clients. Mutual of Omaha offers a 15% dental insurance discount when your clients buy dental and Med supp policies at the same time (discount varies by state; certain provisions apply).

 

Questions? Contact your CSM representative today! 

MMO: MedMutual Access PPO Out of Network Copay Clarification

Special Broker Update

Sourced from MMO communication on 3/31/22

 

In 2022, Medical Mutual introduced a new Medicare Advantage $0 premium MedMutual Access PPO plan. We appreciate the interest you’ve shown in this plan so far.

We recently learned that we miscommunicated a plan feature during our broker training sessions and want to clarify. With the Access PPO plan, the out of network $2000 deductible will apply first, before out-of-network copays are applied.

We apologize for the inconvenience this miscommunication may have caused. 

 

If you have any questions please contact your CSM representative for more information.

 

WellCare New Broker Portal Coming Soon – Sneak Peek on Commission Statements

Sourced from WellCare Broker Bulletin on 3.25.22:

Centene Workbench will be available soon, and we wanted to provide one more sneak peek into what’s to come.

This Week’s Sneak Peek – Commission Statements

As shown in the image below, the portal homepage will feature a widget that provides quick access to the most recent commission statement. Selecting View Details within the widget or STATEMENTS in the left Navigation menu will provide you with access to all statements available.

The new exported version will provide a Summary tab that outlines the total amount paid for each commission such as initial enrollment, renewal payments, as well as the amount charged back related to disenrollments, etc.

The Details tab will provide more in-depth information related to membership and plan/coverage. Further, legacy business from integrated companies will be identified separately within the statement extract, providing clear details related to renewal payments earned.

We encourage you to review previously shared sneak peek communications that provide additional information on key improvements and enhancements to support tickets, status and credential monitoring, and dashboard reporting.

 

Centene Workbench will be available soon! Please keep an eye out for email communications throughout March to ensure you have all the information and resources that will help you access and navigate your NEW broker portal! We appreciate your partnership and are excited to present you with a new tool that will aid in your success.

Remember, be on the lookout for more sneak peeks on the key features of our new broker portal!

Wellcare: Upcoming Agent Connect Access Change – Read Only as of 3/22/2022

Sourced from WellCare Broker Bulletin from 3/15/22:

As we begin to ramp-down our current Agent Connect platform through SAP and transition to Centene Workbench, there will be a period of time where Agent Connect (AC) will transition to a read-only status.

Read Only Timeframe

  • Start Date: Tuesday, 3/22
  • End Date: Early April, with the launch of Centene Workbench (Agent Connect will remain in a read only status. You will need to begin using the new portal through Centene Workbench at that time).

What does Read Only status in Agent Connect mean for our broker partners?

  • Creating new tickets will not be available – please call the Broker Support Call Center for assistance. Existing tickets will continue to be worked and resolved.
  • Changes to broker information such as demographic, hierarchy, licensing, etc., will not be available.
  • Commission statements, payment history, and application status will continue to be available.

Centene Workbench will be available soon! Please keep an eye out for email communications throughout March to ensure you have all the information and resources that will help you access and navigate your NEW broker portal! We appreciate your partnership and are excited to present you with a new tool that will aid in your success.

NEW! Prescription Bliss | Share Prescription Saving Solutions with your Clients

Prescription Bliss

Knowledge is key. Share prescription saving solutions with your clients on Medicare, Obamacare, and in employer groups!

Cornerstone Senior Marketing’s Paul McMillen is pleased to host Prescription Bliss founders Jennifer and Andrew Brewer for an informative presentation to learn about how their team works directly with physicians, prescribers and participating medication drug providers across the US to help eliminate or reduce the financial burden of high-cost prescriptions.

This is not a discount drug card. Prescription Bliss is a full-service prescription assistance organization. Understanding the service they provide, and being able to share this with your clients in need, is invaluable.

Presentation includes:
• Who is Prescription Bliss?
• Who is the target audience?
• Features and benefits
• Member experience
• Cost of service and what is included
• And more

 

JOIN OUR WEBINAR! 

WEDNESDAY, APRIL 6, 2022

10:00 AM to 11:00 AM ET

REGISTER HERE

 

Headquartered in central Ohio, Prescription Bliss is a family-oriented company founded in response to the staggering disparity between the cost of prescription medications and the corresponding insurance coverage.

 

Questions? Reach out to your Sales  or Service Rep at any time!

614-763-2255

or by email:  service@ornerstoneseniormarketing.com

Security Tech Tip: How to Stay Safe While Working from Home

You may work remotely on a regular basis or you may have been mandated to work remotely due to unexpected circumstances. Either way, working from home can feel much different from working in an office. You could find yourself snacking more often, getting distracted by furry friends, or forgetting the last time you put on real pants. No matter how your environment changes, it is important to keep one thing the same: your organization’s security.

Keep your data safe by creating a secure workspace, maintaining digital security, and by following the same best practices that you would in the office. Let’s take a closer look at each of these ideas:

Create a Secure Workspace

Here are a few things to keep in mind when creating your workspace:

  • Have a clear understanding of the hardware and software required for your job, and know whether or not your organization will be providing those resources.
  • Find a comfortable and private space with minimal distractions. This will help with both productivity and security–you don’t want anyone taking a peek at your screen!
  • Keep information safe by putting important documents away, shredding anything that is no longer needed, and by locking your computer when you are not at your desk.

Maintain Digital Security

Here are some ways to increase your digital security at home:

  • If you’re using your personal computer, make a separate user account with a password that is specifically for work. Don’t let anyone else use this account.
  • If you’re using a computer provided by your organization, only use it for work purposes and never give someone else access.
  • Most routers come with a default username and password that are public knowledge. Ensure your internet connection is secure by changing this to a unique password.

Maintain Office Best Practices

Here are some best practices you can use in the office and at home:

  • Understand your organization’s work from home policies. For example, if your organization requires the use of a virtual private network (VPN), you should know how to connect to the VPN and who to contact if you have any questions or complications.
  • Use a unique, strong password for any website or program that requires a login. Never use the same password twice. Using a password manager application is recommended.
  • Stay alert and think before you click! Always be skeptical of requests for sensitive information.

Keeping security a priority while working from home will ensure the safety of yourself, your coworkers, your customers, and your organization as a whole.

 

Stop, Look, & Think. Don’t be fooled.

Aetna/Silverscript: Producer World Reporting Updates

Sourced from broker communication on 3/7/22:

There have been some changes to the IVL Producer World reporting.

Changes to the fields are as follows:

  • Old (legacy) membership ID
  • New (migrated) membership ID
  • Member Address 1
  • Member Address 2
  • Member Date of Birth
  • Member Phone Number

Demographic fields are added to the Producer World Book of Business report only and the Member Search tool.

Legacy and New Member ID’s are added to all reports and the Member Search tool.  Agents are able to search both ID’s in the Member Search tool to find a client.

 

If you have any questions, please contact your CSM Service Rep.

Tech Tip: What NOT To Do With A Suspicious Email

Learning how to identify suspicious emails is essential to keeping your organization safe from cybercriminals. But did you know that mishandling a phishing attack could be just as dangerous as falling victim to one?

Here are some examples of what NOT to do when you receive a suspicious email:

Do not reply to the email for verification.

If you receive a suspicious email that appears to be from someone you know, you may be tempted to investigate further. Replying to the email with questions like, “Have you been hacked?” or “Is this attachment safe?” only increases the security risk. If an email account has been compromised, the person who replies back to your question probably won’t be who you expect. You could be communicating with a cybercriminal in disguise.

Do not forward the email to someone else.

The best practice is to never click a link or open an attachment that you were not expecting. But if you are fooled by a phishing email and you click a malicious link or open a malicious attachment, you may find that the link or attachment will not behave as expected. For example, after you open what appeared to be an image attachment, the file may open an installer window instead. Another example is when a malicious link redirects you to an unrelated login page.

If you see the unusual behavior of a malicious link or attachment, you may think about forwarding the email to a coworker for help. But, don’t do it! Whenever you click on a link or open an attachment, consider any unusual behavior as a red flag. Never forward unusual or suspicious emails to other users. If you forward a phishing email, you increase the risk of a security breach because it helps cybercriminals reach more potential victims.

Do not mark the email as spam.

First, let’s clarify the difference between spam and a phishing attack. Spam emails are typically annoying or unwanted advertisements. Spam is often unsolicited, but it is usually just a harmless attempt to sell you something. On the other hand, a phishing attack is a malicious email designed to look and feel like real correspondence. Phishing emails typically include a call to action such as clicking a link, opening an attachment, or even transferring money.

Marking an email as spam moves that email, and any other emails that you receive from that sender, to a different folder. This means moving a phishing email to spam would only hide the problem, not resolve it.

What should I do with a suspicious email?

The best way to handle a suspicious email is to notify your organization. If you report a suspicious email, your cybersecurity specialists can assess and mitigate the threat.

Here are some tips for reporting a suspicious email:

• Be sure to follow your organization’s process for reporting suspicious emails. Following cybersecurity protocols will help keep everyone’s information safe.

• If you don’t know how to report the email, leave it in your inbox and ask a manager or supervisor for help.

• If you’re not sure whether an email is spam or a phishing attack, report it and let the experts decide.

 

STOP, LOOK, & THINK.    DON’T BE FOOLED!

WellCare New Broker Portal Coming Soon – Sneak Peek on Support Ticketing System

Sourced from WellCare Broker Bulletin on 2.17.22:

 

We are getting close to the launch of the new Wellcare broker portal! As we wrap up the final stages of development, we would like to provide you with sneak peeks into what’s to come.

This Week’s Sneak Peek – Support Ticketing System

The ticketing system will offer several new enhancements that will provide you with better support from the Wellcare team.

As shown in the screenshot below, tickets will include the following:

  • Inquiry Type and Subtype Categorization
  • Detailed Description Related to the Inquiry
  • Ticket Status
  • Status Update Date

The search fields shown at the top make it easy to filter down to specific tickets based on Ticket Number, Status, and / or inquiry Type or Subtype.

Other features include email notifications to notify you when a ticket status has been updated, as well as a Pending Broker status to alert you the support team needs more information in order to resolve your escalation.

We encourage you to review the recently shared NEW Wellcare Broker Portal – Coming Soon! communication that provided additional information on key improvements and enhancements to support tickets, status and credential monitoring, commission statements, and dashboard reporting.

The new broker portal will be available soon! We appreciate your partnership and are excited to present you with a new tool that will aid in your success.

 

Remember, be on the lookout for more sneak peeks on the key features of our new broker portal!