MMO: Unity Health Removed from Network- 1/1/21

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November 13, 2020
Special Broker Update

Unity Health Removed from Network Starting Jan. 1, 2021

Category: Network
Applies to: All

We were unable to reach an agreement with Unity Health Network, a multi-specialty physician group with locations in Summit, Portage, Medina, and Stark counties. As a result, all providers associated with the Unity Health Network will be removed from Medical Mutual’s commercial and Medicare Advantage networks, effective Jan. 1, 2021.

To communicate this change and provide direction for members to find new in-network providers, we will send a letter to approximately 7,800 commercial and 900 MHS members who received services from a Unity Health provider in the past year. Letters have already been mailed to affected Medicare Advantage members.

 

Check out Cigna’s New Virtual Selling Tools

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At Cigna, we’re always looking for ways we can help you build your pipeline and nurture your leads in order to increase your sales.

 

While we’ve talked before about the Broker Enrollment Assistance Line, the Plan Switch line and the ability to use a personal URL to enroll your customers electronically, we are excited to introduce the Cigna Medicare Learning Series for you to share with prospects.

 

The Cigna Medicare Learning series includes eight animated videos that your customers can view at their leisure. You direct customers to the videos, and you help them pick and choose topics based on their familiarity with various Medicare topics including:

 

  • Explanations of Parts A-D
  • Medicare plan types
  • The value of Cigna Medicare plan
  • Financial assistance

Lasting about two minutes each, you can find the videos here.

 

Plus, our new virtual sales packet for brokers is available by logging into Producers’ University* and navigating to Resource Library, then Sales, and then Virtual Sales Tools. In the sales packet you’ll find additional tools such as infographics and social media content

 

MediGold 2021 Dental Riders

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Adding MediGold 2021 dental riders on electronic enrollment platforms

Attention:  The electronic enrollment tool located on Medigold.com’s broker portal allows agents to add one of the dental riders when completing an electronic enrollment form.  However, the other electronic enrollment platforms that were developed thru Connecture do not currently give agents the capability  of adding the dental riders on the 2021 enrollment forms.  Medigold is working with Connecture to have this capability added and it is estimated that feature will be available around January 1st 2021.  In the meantime, if you enroll a member that would like to have this rider added to their enrollment, have the new member contact Medigold member services at 1 (800) 240-3851 and request to have the rider added.  The new member needs to contact Medigold member services no late than December 7th 2020 in order to add the dental rider.  Please call, or email me if you have any questions. As always, we at Medigold thank you for your partnership.  Be safe during the 2021 AEP.

Get your 2022 AHIP Cost Covered with Medical Mutual

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Receive a free AHIP code when you sell 5 Medicare Advantage applications

Get rewarded for selling Medicare Advantage plans.  MMO will give you a free AHIP code to cover your 2022 AHIP training when you sell 5 new Medicare Advantage applications with January 1, 2021, effective dates.

MMO recognizes that AHIP is costly so they would like to cover the cost so you can use that money elsewhere.  Codes will be distributed prior to the 2022 AHIP training.

 

If you have questions on where your sales are to-date, please reach out to your Cornerstone Senior Marketing rep.

Don’t Forget Dental this Medicare AEP with Dental Care Plus!

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2021 Individual Dental Plan Rates
Effective dates: January 1, 2021 – December 1, 2021

DCPG has released the 2021 individual dental plan rates for Ohio, Kentucky and Indiana. The plan rates are broken down by state/product and can be found here:

  • Ohio HMO (for residents of Butler, Clermont, Hamilton and Warren counties)
  • Ohio PPO (for residents OUTSIDE of Butler, Clermont, Hamilton and Warren counties)
  • Kentucky HMO (for residents of Boone, Campbell, Kenton and Pendleton counties)
  • Kentucky PPO (for residents OUTSIDE of Boone, Campbell, Kenton and Pendleton counties)
  • Indiana PPO

Additional details are available by calling  individual product consultants at (888) 253-3279.

 

Don’t Forget Dental This Medicare AEP

Are your Medicare clients considering the cost that dental care can add to their living expenses? Oftentimes, Medicare participants mistakenly believe that Medicare covers regular trips to the dentist. That isn’t always the case.

Our individual dental plans complement Medicare plans – filling gaps in coverage on routine dental procedures like cleanings and fillings.

With these plans we offer our broker partners:

  • Flat 10 percent commission on new sales and renewals.
  • Personalized URL to receive credit for your sales and email notification when a sale is made. Request one here.
  • Easy online enrollment for your clients at MyDentalCarePlus.com.
  • Hard-copy, paper application for your clients that prefer it. Please contact our individual product consultants at (888) 253-3279 if you are interested in utilizing this tool with your clients.

Customizable sales materials for your use are available by clicking here

2021 Medicare Parts A & B Premiums

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CMS Press Release Nov 6, 2020 | Medicare Parts A & B

Today, the Centers for Medicare & Medicaid Services (CMS) announced the 2021 monthly Medicare Parts A and B premiums, deductibles, and coinsurance amounts in which the Medicare Part B monthly premium remains steady. This news comes as Medicare Open Enrollment started on October 15, 2020 running through December 7, 2020, and follows the announcement that Medicare Advantage (or private Medicare health plans) and Part D prescription drug plan premiums are at historic lows, with hundreds of Medicare Advantage and Part D plans now offering $35 monthly co-pays for insulin starting in January 2021.

“With the 2021 Medicare Part B premium information now available, I encourage everyone with Medicare to take time over the next four weeks to review their options during Medicare Open Enrollment,” said CMS Administrator Seema Verma. “Thanks to President Trump’s leadership, Medicare Part B premiums remain steady and seniors have more plans than ever to choose from, many new benefits, and historically low Medicare Advantage and Part D premiums.”

Read the full release.

Mutual of Omaha Plan N Savings

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Mutual of Omaha’s communication from 11/5/20:

For your clients, Plan N is that well-worn, predictable path that gives them the protection they need with premiums they’ll love. For those looking to save, our Plan N rates are some of the best in the industry. It covers everything Plan G does except small copays and the rare excess charges, and its predictable out-of-pocket cost helps keep premiums low — especially thanks to our household discount.

VIEW PLAN N FLYER

Your secret weapon … household discount

For adults living together, our household discounts are like teriyaki beef jerky at 20,000 feet. Our 12% discount — available in most states — has some of the least restrictive eligibility requirements in the industry, so most people will qualify. See the application for each state’s specific requirements.

Medicare Annual Enrollment
Each year, anyone with Medicare can change their Medicare health plan and prescription drug coverage for the following year. The Annual Enrollment Period runs from October 15 through December 7 with coverage or plan changes taking effect on January 1.

TECH TIP: Scam of the Week: Email Impersonation Attacks on the Rise

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Technology Tip – Scam of the Week: Email Impersonation Attacks on the Rise

Stay alert! The bad guys are now using CEO fraud and Business Email Compromise attacks more than ever.

These attacks take place when the bad guys impersonate executives within your organization via email and ask you to transfer them a large sum of money. They’re trying to manipulate you – don’t fall for it!

Instead, make sure that any request for a money transfer comes from the right person! Grab the phone and give them a call to verify that the request is legitimate. Better yet, communicate with them face-to-face about the request. They’ll thank you later!

 

Let’s stay safe out there!

MedicareCENTER’s MedicareAPP Update: Non-Commissionable Plans

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NON-COMMISSIONABLE PLANS ARE AVAILABLE TO QUOTE ONLY

MedicareAPP now has the ability to view and QUOTE ONLY non-commissionable plans for 2021 including the Anthem Enhanced PDP and the Humana Basic PDP plans.

Important: To be able to view all non-commissionable plans through MedicareAPP for 2021, go to the Plans page in MedicareAPP and click the ‘Add non-licensed plans’ link to show all plans. See image below for reference.

 

Please remember that these plans are only available to quote. Agents do not have the ability to enroll clients in them for 2021 through MedicareAPP.

 

If you have any questions, please reach out to your CSM representative. 

Commission Delays for SureBridge New Business

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Commissions Delayed for SureBridge New Business
SureBridge announcement from 11/3/20:
As a result of the SureBridge policy migration to the new administration system, commissions on new SureBridge policies issued since October 28th will be delayed until the Thursday, November 5, 2020 commission cycle.

We sincerely apologize for the delay and appreciate your patience during this time.

Please contact Producer Support at (888) 797-4447 if there are any questions.